01825 749721

Lending Process

5 Steps lending process

1. Contact

Before we can lend on a project, we need to know more about the development and the type of finance that is required. You can get in touch using our application form, or calling us on 01825 749721.

2. Offer

We will produce an ‘Offer in Principle’ for you, which sets out the terms and conditions of the loan.

3. Surveyor Report

Once the offer is officially accepted our surveyor will start his desktop study within 24-48 hours. He will then arrange a site visit to produce a development viability report. This independent report goes through your financial plan and assesses the end product i.e. your finished project. We don’t look to make a profit on our reports – we only charge the rate we pay.

4. Legal Process

If the project is financially viable, we will go to the legal process. Our solicitors will research and assess whether the title is clean and marketable and that our 1st charge is secure.

5. Live Loans

Following this, the loan will begin. Our fastest time from initial inquiry to money being transferred in the developer’s account is 10 working days.

If you would like to enquire about a property loan for your project please call 01825 749721.

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