01825 749721

Development Finance

We Help Keep Britain Building

Development finance is a type of funding, which we provide for SMEs and first-time developers to finance either the construction of new homes, refurbishments or conversions.

With loan terms from 1-18 months, the development loan is often short-term to fund the build and once the project has been completed, the loan is then repaid through the sale of the property.

Over the last ten years in the development finance industry, we have loaned more than £75,000,000.

Our winning formula for success has seen 500+ developers unearth and take action on profitable opportunities, which has allowed them to access outstanding returns on their investments.

So, if you don’t have enough skin in the game, but you’ve uncovered a project worth investing in, then give us a call 01825 749721 – let us hear about it!

No hidden costs: 0% brokers fees, zero upfront fees, no initial commitment.


We offer commercial property loans and residential development finance solutions from £100k - £2.5million. 100% development finance for build costs and up to 60% of land purchase.

What we need


Simple and easy, so you can concentrate on what you do best. As an independent finance provider, we are able to give faster decisions so you can receive the funds in a matter of days.

How our loans work


We specialise in arranging fixed-rate finance facilities regardless of your experience. Our borrowers tend to be SMEs and developers looking to grow skin in the game in order to start building a lucrative property portfolio.

Do you qualify?


We are dedicated to providing our clients with the best funding options for them and their self build or part-build project.

New build finance is available to individuals on a 4-12 months repayment plan and non-mortgage basis, mixed-use and student accommodation always considered.

Ground Up Build Finance


We are committed to providing our clients with the best financial product for them and their renovation or refurbishment project.

Whether that is an individual renovating a single house or barn or a large scale renovation project involving multiple buildings. Find out about self-build projects.

Refurb loans


Everything you will need to provide to secure a loan.

Please include as much detail about the property or land as much as possible. The more detail we have the easier it will be to process the loan.

Or call 01825 749721.



Development finance rates and costs will vary from project to project depending on the scheme.

We are dedicated to providing quick decisions and the most competitive interest rates to help you save money and receive funding exactly when you need it.



Our growing property development portfolio is made up a wide range of property projects, from new builds and refurbishments to apartment and flats.

We’ve helped first-time developers, landowners and property investors across in areas such as East Sussex, Surrey and London.



A RICS Surveyor will be sent out to accurately value your tract of land or property to assess the gross development value and growth.

The total you can borrow will be based on your GDV. Our past property projects all have loans from £100k to £2,500,000.


Stop Searching For Finance, Start Building

Property development loans

  • Quicky and easy: Money into your account in days
  • No delays: Decisions in 48 hours max, every project considered including complex cases
  • Loans that cover all the costs: Access to 100% development finance for build costs
  • One loan: Up to 60% of the tract of the land purchase price, including interest, rolled up
  • No hidden costs: 0% brokers fees, zero upfront fees, zero initial commitment
  • Securing land: LTV land purchase (loans exceeding 60% may require additional security)
  • Accessible to first-time developers: Exclusive products and very competitive fees, new options for inexperienced developers

Our borrowers

We have provided development finance for first-timers and large property development companies for over a decade. We pride ourselves on offering competitive interest rates and fast professional service to our clients.

  • Private individuals or first-timers
  • Property companies or SME building companies
  • Real estate and commercial developers

See: Loan Application Checklist

At Hunter Finance we are experts in property and finance

  • We’ve worked with more than 500 clients
  • We have funded over 800 property sites and new builds
  • We have a loyal client base of more than 100 builders
  • 70% of our funding helps to create new homes and builds
  • Our fast finance has helped clients achieve a profit of over £50M

We are industry-leading lenders. We offer a viable alternative to high street lending and mortgages, which allow developers to do what they do best; developing.

Our loans offer a convenient and affordable way to finance a property, with a simple, hassle-free application process. In the beginning, we need very little in way of documentation, we are able to make quick decisions based on land valuation and GDV.

3 Good reasons to choose Hunter Finance Ltd

When we say “Yes” we mean it

  1. Quick and easy loans: we make the decision to offer loans in less than 48 hours. To negotiate your liability, call 01825 749721.
  2. No broker fees: clients save money by dealing with the lender directly. There are no brokers or middlemen slowing down the funding process. You will save thousands in fees, giving you more funds to successfully develop your land or convert properties from commercial to residential.
  3. We have 10+ years of experience: Hunter Finance doesn’t just lend money – our partnership teams are on hand to give you the tools, guides and legal support every step of the way from start to finish of your project. We have a proven track record.
  4. No upfront application fees

Apply for a loan

We approve more building projects for finance than any other similar-sized company in the South-East

Hunter Finance is committed to property building in the South-East. We have our own growing portfolio as we develop at least one property a year, so all of our staff have hands-on experience and can understand the issues and challenges facing our clients. Testimonials.

How development funding works

Infographic showing the process of obtaining development finance

Finance rates

It is important to note that there are some fees associated with property development finance loans. 

Unlike some lenders, we remain completely transparent when it comes to our fees and aim to keep costs down for borrowers.

Our fees include:

  • Valuation/Surveyor fee
  • Solicitor’s fee
  •  Interest fees
  • Exit fee

By using a private lender like Hunter Finance, you will also avoid fees imposed by high street banks.

More: Valuations PDF

How is development finance repaid?

We make repayments simpler

The most common way our developers repay their development finance loan is through a percentage being taken out of the sale proceeds of the completed project.

Upon the agreement of terms, your project will need to be completed in a certain amount of time, often between 3-18 months.

What Our Developers Have To Say

“We have found securing a competitive facility with Hunter Finance a refreshingly straightforward and easy arrangement and would not hesitate in recommending them to other London developers.”

Rob Burnham

Director, Greenplan Designer Homes

“Highly impressed by their honest approach to doing business, and following through on their promises.”

Thomas Elliot

Herongate Homes Ltd

“I have used Hunter Finance on a number of occasions. They have always provided a no-nonsense, hassle-free, first-class service.”

Tim Oliver

Connected Developments Ltd

“We don’t believe there’s a faster decision-making process than Hunters.”

Antony Payne

77 Developments Ltd

“I will only use Hunter Finance in future – no one else compared.”

Steve Halls

Trenton Homes

“My experience of working with Hunters has been very successful. Their approach is very professional and flexible. They are not like a high street bank, (thank goodness) but individuals who accept that we are the customer. Old fashion values.”

Keith Parker

Millhomes Ltd

“Although I have experience in developing property, I am developing property for the first time only in my name. Hunter finance has not only assisted and helped me through the project but has given me critical support through the difficult times. This crucial support has allowed me to achieve success in my first development. The team including their bank monitor are approachable and supportive as they wish for us the developers to be successful. I owe a lot of my success to them.”

Clive Nunes

“We have used Hunters services for our development of 8 new build houses and have been very pleased with the service provided. We have found the company to be not only very professional but responsive when needs arise. Issues or questions are dealt with by people with whom we have built a relationship with not a department. We intend to continue using Hunter Finance on a long term basis and would, and have recommended them to other developers.”

Danny Johnson

“We have successfully come to the end of a development of 3 new build houses, and Hunter Finance has been with us all the way. It was a much-delayed start, but with them having done their due diligence at the outset, their support in getting it off the ground was never in doubt (whereas a Bank would doubtless have had changes of policy and personnel during that time). Things never go entirely to plan, but they always looked for solutions with us. Because property development finance is all they do, they are very good at it. E.g. they always release each stage’s funds the same day as the valuation surveyors’ report, helping cash flow.”

Peter Champion

“I have used Hunter Finance for 2 developments in the past 18 months and on both occasions have been very pleased with the service they provide. The whole process of arranging the funding, dealing with the legal process, and drawing funds are dealt with quickly and professionally. The whole team is a pleasure to deal with and I would not hesitate to recommend them.”

Malachy Salmon

“The best development finance around, very understanding and helpful.”

Paul Reeve

Property page updated on 14th June 2021 by James Bougon

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